01BG · SBLC
Guarantees & assurance
Bank undertakings that support payment or performance obligations.
Instrument library · Hasbrique CapitaleUnderstand the instrument.
Understand the instrument.
See the possibilities.
A clear introduction to the banking instruments we support—and the characteristics that shape any potential monetization pathway.
8Instrument pathways
4Functional families
GlobalCross-border context
ReviewedCase by case
Understanding instruments
Structure before strategy
Not all instruments behave the same—and the details matter.
A banking instrument is defined not only by its name, but by its issuer, terms, ownership, maturity and intended role.
Before a monetization route can be considered, those fundamentals need to be understood. This library provides a concise starting point; each instrument page then explores its characteristics in greater detail.
Instrument anatomyViability begins with verifiable facts.
01IssuerWho created the obligation?
02TermsWhat does the instrument provide?
03OwnershipWho has authority to act?
04StatusIs it current, authentic and eligible?
Choose by functionFour families.
Four families.
Different financial roles.
Grouping instruments by their underlying function helps reveal the questions, documentation and context that matter most.
02MTN · LTN
Debt securities
Note-based funding instruments defined by issuer, terms and maturity.
03BD · IBOE
Payment & trade
Instruments used to direct, support or complete financial settlement.
04Blocked funds · Others
Liquidity structures
Reserved capital and other structures requiring case-specific review.
Explore the libraryEight instruments.
Eight instruments.
One clear point of departure.
Use these profiles as an introduction, then open any instrument for a more detailed explanation of its structure, use and considerations.
GuaranteeBank Guarantees (BG)
An undertaking issued by a bank to support an obligation if the applicant does not fulfil agreed terms.
- Family
- Guarantee
- Common context
- Contractual performance
Contingent creditStandby Letters of Credit (SBLC)
A contingent bank undertaking designed to support payment or performance when specified conditions are met.
- Family
- Contingent credit
- Common context
- Trade & commercial agreements
PaymentBank Drafts (BD)
A payment instrument drawn by a bank, commonly used when greater payment certainty is required.
- Family
- Payment
- Common context
- Secure settlement
Debt securityMedium Term Notes (MTN)
A debt instrument generally issued within a funding programme and structured around a defined maturity.
- Family
- Debt security
- Common context
- Institutional funding
Debt securityLong Term Notes (LTN)
A debt instrument with an extended maturity profile, shaped by its issuer, terms and market characteristics.
- Family
- Debt security
- Common context
- Longer-term capital
Trade paymentInternational Bill of Exchange (IBOE)
A written order used in international trade that directs one party to pay a specified sum under stated terms.
- Family
- Trade payment
- Common context
- Cross-border commerce
LiquidityCash Blocked Funds
Funds reserved in an account and restricted from general use for an agreed purpose or transaction.
- Family
- Liquidity
- Common context
- Defined transaction purpose
Case-specificOthers Instrument
Other financial instruments may be considered when their issuer, ownership, terms and intended use can be reviewed.
- Family
- Case-specific
- Common context
- Specialist review
At a glance
A concise reference for your first conversation.
This overview is introductory and does not determine eligibility, value or transaction viability.
| Instrument | Family | Primary character | Common context | View profile |
|---|---|---|---|---|
| 01Bank Guarantee | Guarantee | Bank-backed undertaking | Contractual performance | ↗ |
| 02Standby Letter of Credit | Contingent credit | Payment assurance | Trade & commercial agreements | ↗ |
| 03Bank Draft | Payment | Bank-issued payment order | Secure settlement | ↗ |
| 04Medium Term Note | Debt security | Medium-duration note | Institutional funding | ↗ |
| 05Long Term Note | Debt security | Extended-maturity note | Longer-term capital | ↗ |
| 06International Bill of Exchange | Trade payment | Written payment order | Cross-border commerce | ↗ |
| 07Cash Blocked Funds | Liquidity | Restricted cash balance | Defined transaction purpose | ↗ |
Before you enquire
Four essentials create a better starting point.
You do not need to send confidential documents initially. A concise description of these four areas is enough to begin a responsible conversation.
Prepare an enquiry- 01
The instrument
Type, face value, currency, issue date, maturity and governing terms.
- 02
The institution
The issuing or holding bank, jurisdiction and relevant counterparties.
- 03
The ownership
Evidence of title, authority to act and the instrument’s current status.
- 04
The objective
The liquidity requirement, intended use and practical timeframe.
Need assistance?Know what you hold.
Know what you hold.
Clarify what comes next.
Tell us the instrument type, issuing institution, approximate face value and your intended objective. We will help define the right starting point.
Discuss your instrument